Acceptance Home Mortgage, Corp. (AHMC) recognizes the importance
of respecting the privacy of our customers and visitors,
and we want to assure you that any information AHMC gathers
will be used for its own business needs. AHMC will not sell
or share any information that we learn about you from your
visit to our web site, and AHMC will gather only information
it needs to serve you better.
AHMC also recognizes the need for security on the Internet,
which is why we have security standards and procedures in
place to protect against unauthorized disclosure of information
or access to information about you from our web site. In
addition, we limit employee access to personally identifiable
information to those people who have a business purpose
for knowing such information.
AHMCs principal business is to offer a wide variety
of mortgage loan products, such as conventional, non-conventional,
FHA, VA and home equity loans and to make available access
to other Internet link sites in order to provide you with
information on external products and services such as investments,
money rates and insurance.
When completing the loan application process, we may request
specific personal and financial information about you in
order to provide you with the loan product(s) most suited
to your needs. We will not be able to fully process your
request(s) if specific requested information is not provided
to us.
As a part of an application for credit, you expressly authorize
us to obtain a credit bureau report for our use in evaluating
your application. Each application for an AHMC loan product
will disclose that we are obtaining a credit report as part
of our evaluation of the application. The credit report
contains information about your credit history. You, as
a consumer, have certain rights regarding your credit bureau
report under the Equal Credit Opportunity Act. Depending
on the loan product for which you apply we may request additional
authorization(s) to obtain information. AHMC shall use the
information you provide to evaluate your request whether
to extend an offer of credit.
AHMC may disclose your personal information in response
to a lawful request issued by a court, government agency,
or regulatory authority with jurisdiction to make such request.
AHMC is committed to preserving the privacy of our customers
and visitors. We have described the manner in which we use
personal information. We provide you with a choice regarding
our use of personal information. In the event you have concerns,
questions or a problem arising out of our performance pursuant
to this policy, please feel free contact AHMC by e-mail,
or you may telephone AHMC at 1-800-411-4600.