One Time Close
   The only loan you need to build your home.

   

Your construction loan, permanent loan, and even your lot loan,
combined into one convenient, cost saving package....

Advantages For Buyers

YOU CAN GET APPROVED EVEN BEFORE YOU HAVE SELECTED A BUILDER. You can use our prequalification form to do that.
   
SAVE MONEY: You pay closing fees only once – a significant savings over two-time-close programs, where you pay closing fees for a construction loan and again for a permanent loan.
 
CONVENIENCE: One application. One qualification. One underwriting. One approval. Go through the paperwork only once for your construction and permanent loans!
 
95% FINANCING AVAILABLE: And the one time close program allows for the purchase of the lot if not already owned. A variety of financing products to chose from.
 
LOCK IN THE RATE BEFORE YOU START: The permanent interest rate can be locked and guaranteed before construction begins. This is especially advantageous if rates are heading up.
 
PAY INTEREST ONLY DURING CONSTRUCTION. And the interim interest is tax-deductible.
 
DEAL WITH ONLY ONE LENDER during the home building process, eliminating uncertainty and reducing costs.
 
KEEP CONTROL: You sign off and approve advances to the builder.


WHAT NEXT?
You need to know if you qualify for the one-time-close program. Use our prequalification form to do that. All the questions are necessary to get your pre-approval, but we have made the form as short as possible! You can print it out, fill it in, and fax it to us toll-free 800-847-2160, or simply email it.

Or maybe you would like to ask a REAL PERSON about this program. We will be happy to go over it with you! Please call us toll free at 800-411-4600.

 
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400 Harvey Street
San Marcos, TX 78666-5504      Tel: 512-395-8800 Toll Free: 800-411-4600